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Rachel Comey, who has stores in New York and Los Angeles, has applied for five loans, but has been approved for just one so far, from PayPal. “We got approved in one hour, that one was easy,” she says. The rest? Not so much. “My main bank hasn’t even opened its PPP application process yet,” she says. “The PPP loan is the Baby Yoda mask Dayton Freight please remember stay 6 feet have a nice day shirt and I will buy this one we all want, and it’s the one that got exhausted yesterday. I know a million people that have applied and I haven’t heard of anyone who’s gotten one yet. Everybody—we’ve all been making operational changes, talking to our landlords, pushing out deliveries, doing everything we can to pause and still hold onto our orders. But it seems like the banks aren’t organized enough to accept the applications.” She continues: “I don’t feel confident in the process at all. When the rescue aid was announced I did feel more optimistic. Help was coming, and it was based on real numbers. But we’ve been in a holding pattern these last couple weeks, I really don’t know what’s going to happen next.”
 

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